If you’ve been thinking about taking advantage of the eight per cent discount offered by HCF on health insurance but haven’t yet done so, here are some more great reasons for you to speak with HCF about your health insurance needs. 
 
HCF gives members more. 
 
HCF is not-for-profit and consistently returns more in benefits from contributions than the industry average – last year it was seven per cent more! You’ll also benefit from more cover for the services you use most, like dental, optical, physio and chiro.  
 
Health cover from only $2.27* a day. 
 
HCF hospital and extras cover starts from only $2.27* a day, including the eight per cent discount and 30 per cent Government rebate. You’ll have outstanding private hospital access along with no-gap dental services through HCF’s Oral Health Program. So you’ll save twice with HCF! 
 
*SA single daily prices for Hospital Advanced Savings and General Extras Plus with the $50 x eight excess option, including the 30 per cent Government rebate. This rate is applicable to South Australian members only’ 
 
Switching to HCF is easy. 
 
If you need to switch from another health fund, HCF will contact your current fund and do the paperwork for you. It couldn’t be easier.  
 
If you’re switching to an equivalent level of HCF cover, you won’t have to re-serve any waiting periods.  
 
If you’re taking out combined hospital and extras health cover for the first time, HCF will waive the usual two & six month waiting periods on over 15 health benefits, including dental, optical and physio. 
 
For more information send HCF an email at service@hcf.com.au or call 1800 44 22 77.