Safeguard your home and possessions 
Young and old, renters or homeowners, we all have our valued possessions, along with many more we take for granted. While some are irreplaceable, there are a surprising number we would need to replace should the worst occur. From kitchen appliances to the house itself, it all adds up. 
 
With QBE’s separate Building, Contents and Valuables insurance policies, you can cover any or all of these scenarios, depending on your lifestyle and assets. You’ll only pay for what you need. What’s more, QBE’s home insurance gives you peace of mind that, if through specific events, your property is damaged, destroyed, lost, or stolen, it can be repaired or replaced on a ‘new-for-old’ basis, regardless of the item’s age. 
 
Core Cover 
QBE Home Building and Home Contents insurance core defined events typically include: 

• Fire
 

• Explosion
 

• Lightening or thunderbolt
 

• Earthquake
 

• Theft
 

• Vandalism
 

• Water or other liquid
 

• Collision
 

• Falling tree, branch or aerial
 

• Damage by animals
 

• Riot
 

• Storm, rain or flash flood
 

• Accidental Glass Breakage.

• Joint Home Building and Home Contents discount - Insure both your building and contents with QBE and receive a discount on both policies.
 

• Security discounts - The more secure your property is through standard door locks and deadlocks, window locks, and either local or monitored alarms, the less you pay.
 

• Household No Claim Bonus - Be rewarded with a discount of up to 30 per cent if you have three years claim-free.
 

• A choice of excess - QBE offers a range of excess options. The higher the excess you choose, the lower the premium you’ll pay.
 

• Over 50s discount- If you’re a little older, your premium will reflect the lower-risk nature of your demographic.