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American Express®
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What special offers are available? 
In response to member feedback, the Institute and American Express have specially developed a card product portfolio to meet your needs. 
 
American Express® Credit Card 
Your Chartered Accountants Credit Card is ready and waiting. 
 
American Express is proud to offer you a choice of Credit Cards unique to the Institute of Chartered Accountants In Australia. Each Card offers you exclusive rewards and special benefits. 
 
Simply click on the product name below for more information. 
 
Chartered Accountants Gold Credit CardExpress yourself with your Chartered Accountants Gold Credit Card

  • No annual Card fee
  • Up to 55 days interest free(1)
  • Complimentary enrolment in Membership Rewards™ Ascent(2) or Qantas Direct(3)
 
Gold Credit Card information 
 
Platinum Credit CardEnjoy the status of your Chartered Accountants Platinum Credit Card
  • One Qantas domestic Economy return flight(4) or one night’s accommodation every year(5)
  • Preferential Card fee
  • Competitive interest rates
  • Complimentary enrolment in Membership Rewards™ Ascent(2) or Qantas Direct(3)
Platinum Credit Card information 
 
Why has the Institute chosen American Express? 
 
American Express® is proud to be one of the Institute's Premier Business Partners. Every time you use an Institute Card you support the Institute of Chartered Accountants in Australia. With every purchase you make, American Express will make a contribution to the Institute, which supports various membership initiatives and programs for our members. 
 
Does the Institute recommend that you take up this offer? 
 
As is the norm in the general marketplace, it is entirely up to you as to which products and services you choose to purchase and which companies you choose to do business with.  
 
By making certain special offers available through the Member Benefits Program, the Institute is not directly recommending that you take them up over similar or competitor offerings, or representing that they are the best offers available from all suppliers of similar products or services; we are simply presenting you with a purchasing opportunity that is not available from the business partner in the general market.  
 
While we can assure you that the Institute has stringent criteria for product/service selection, the Institute makes no warranties as to the character or quality of the products or services and the final purchase decision rests with the individual. 
 
Are these products available to members of the Global Accounting Alliance (GAA) and Chartered Institute of Management Accountants (CIMA)? 
 
Yes, GAA and CIMA members are eligible to take up this membership benefit offer. (Due to the terms and conditions please note that this offer is only valid for residents of Australia). For more information on your global passport please contact the Chartered Accountants Service Centre. 
 
 
American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. Fees, charges and interest rates are correct as at 22 January 2009 and are subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited. 
1. The Credit Card gives you up to 55 days interest free on purchases, depending on when you make a purchase, depending on when your statement is issued, whether you have a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers. 2. Membership Rewards Ascent enrolment required. Subject to Terms and Conditions of the Membership Rewards program. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent and be a member of the partner program. Membership of the partner program is the Cardmember’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply 3. Qantas Frequent Flyer members only. Membership of the Qantas Frequent Flyer program and earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee applies. Once rewards points have been redeemed for Qantas Frequent Flyer points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and can not be reversed. Award seats are subject to capacity controls and availability is limited. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For further information see qantas.com. 4. Terms and Conditions apply. Travel is for the Cardmember or a person nominated by the Cardmember between selected Australian cities. Details on destinations from your city are available upon request. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions, Qantas Fare Conditions and Qantas Conditions of Carriage. No Qantas Frequent Flyer points will be awarded for travel on these flights. 5. Hotel Night Stay is subject to availability and blackout dates may apply. Hotel Night Stay is based on a standard room with two people sharing and must be booked two weeks before your stay.  
 
The Institute of Chartered Accountants in Australia receives revenue in the form of upfront commission on member-generated activity through the Member Benefits Program. This revenue is applied to maintain the quality and diversity of the Institute’s service, further benefiting you professionally, personally and in your career and business. All costs incurred in marketing specific offers from the Member Benefits Program are borne by the program partner. 
 
The Institute of Chartered Accountants in Australia (ABN 50 084 642 571), 33 Erskine St, Sydney, NSW 
American Express Australia Limited (ABN 92 108 952 085). ® Registered Trademark of American Express Company.